5 things couples get WRONG about money

Heyyyy!!

Money is already hard enough when you're dealing with YOUR OWN, now imagine bringing a whole other human into the mix 😭

Different incomes. Different spending habits. Different debt. Different ideas of what “expensive” even means.

It gets complicated QUICK.

This stat probably won’t surprise you much, but 7 out of 10 couples say money causes trouble in their relationship.

So whether you're married, dating, or single (yes… single. I need you to catch this early)...

Here are 5 things couples get WRONG about money.

1. You Never Talk About It

It’s really easy to avoid talking about money with your partner, but it’s also really hard to be in a relationship where you resent the other person. So let’s pls wake the hell up and fix this.

The fix: Have a 15-minute money date once a month.

That’s it. Grab coffee, order food. Sit down and talk about it like adults. It’ll suck at first, but just like losing weight, it will get better if you keep at it ❤️

2. You Compare Your Relationship to Instagram

This one is so stupid, but it’s common.

You see couples traveling, buying new cars, eating at rooftop restaurants, and then you look at your partner eating pizza on the couch and think... “What the f*ck are we doing?” 😭

NO!!!

You have no idea what's happening behind that post. The vacation could be on a credit card. The car could have a $1,400 payment. You never know.

And plus… eating pizza on the couch is awesome. If you got an extra slice, slide me one.

The fix: Stop measuring your relationship by what it looks like and start measuring it by what you're building together.

Stop trying to look rich. At the end of the day, nobody gives a shit ❤️

3. You Hide Money From Each Other

If you have to hide it, delete it, or lie about how much it cost... we have a problem 😣

“Don't tell her how much this cost.”
“I'll pay the card off before he notices.”
“Let me bring this inside before she gets home.”

Even with separate accounts, you shouldn't be scared for your partner to know what's happening with your money.

You're partners, not a parent and a child.

The fix: Set a number together. Maybe it's $100, maybe it's $500. Anything over that? Talk about it before you buy it. Under that? You're both adults. Do your thing.

4. One Person Handles EVERYTHING

I see this ALL THE TIME. One person knows the bills, savings, debt and the other just asks… “Are we good?” 😭

It’s totally fine if one person handles most of the finances, BUT there’s a difference between handling the money and being the ONLY person who understands it.

The fix: You don't have to split everything 50/50, but you should both know what's going on. You're a team. Act like one. ❤️

5. Parenting Tip: Stop making money a scary topic for your kids

This one really hurts to see because WHY THE HELL are we not talking about money with our kids!!! 🤬

Cause you're SCARED?? ASHAMED??? Awesome!!!

That means you have the opportunity of a LIFETIME to teach your kids how to avoid making the same mistakes you made!!

And I left this one for last on purpose because you can't get here if you haven't done the first 4 things on this list.

If money is scary, secretive, or constantly causing fights in your relationship... what are your kids learning from that? How can you pass on anything to your kids?

Like I said earlier, we live in a VERY WEIRD time. Money needs to be talked about earlier. Maybe nobody talked about money in your house growing up.

You get to change that in yours ❤️

What Would Stack and Penny Do?

Stack and Penny would start with the bank 🦥

Obviously, getting into a money conversation about debt can get scary SUPER quick, so they wouldn't start with debt, credit cards, or every bad decision you've ever made 😭

They’d start simple: Where are we keeping our money? Is our bank giving us any benefit?

If not, that's an easy win you can tackle together.

[CHECK OUT OUR FAVORITE BANKS AND OPEN ONE]

Start small. The bigger conversations will come. ❤️

Go be Responsible AdultS 😉❤️

Mikey (& Stack 🦥)